Backpacker travel insurance

Backpacker travel insurance

Sep 9, 2022 General by jimmy

This could help to cover medical treatment or repatriation costs that aren’t covered by your EHIC, or the GHIC. Backpacker insurance is different to an annual travel insurance policy, which covers you for unlimited trips over 12 months, but only for a maximum of 31 days per trip. A lot of bank accounts or credit cards come with varying levels of travel insurance cover. Although some may be comprehensive and suitable for most trips, they may not cover you for everything you have planned whilst you’re away. If you have adventurous plans or unusual excursions booked for your trip, you might not be covered.

How long you’re going for, backpacker insurance can cover you for trips lasting up to 18 months. Getting a quote for backpacker travel insurance takes about 2 minutes and if you’ve used us before it’s even quicker. Your personal belongings, money and travel documents could also be covered if they’re lost or stolen.

Do I need to declare medical conditions when getting cover?

With this in mind, we have added several Covid-19 related benefits to our backpacker travel Insurance policy to allow you to travel abroad again safely and with confidence. Medical treatment can be surprisingly expensive abroad, so your medical costs and return travel to the UK could be covered if you get ill or injured overseas. Consider people with all medical conditions, so you can explore the world with peace of mind. It might be unlikely but just in case, the policy provides personal protection for accidental bodily injury and property damage whereby you’re held legally responsible for the incident, up to £1 million. Please be aware this cover will not apply in relation to the use of any motorised vehicle. Prefer not to use your bank cards or carry lots of cash while backpacking?

  • Cover for lost or stolen baggage is included in our backpacker policies, as well as valuables cover.
  • We offer a range of postal services to send, collect and return items, including regular sender services.
  • We offer our Globetrotter policy to those looking to travel for between 60 and 365 days on one journey.

You could even consider starting a travel blog, to document your wanderlust adventures and connect with other travellers. The world is an amazing, exciting and beautiful place, and we want to help you to make the most of it. Our Backpacker Travel Insurance has been created by people who love to travel, helping us to develop a product that allows you to embrace the exciting opportunities exploring the world will offer you. Visit different countries around the world from South America to Europe, Asia to Africa. Enjoy beaches, trekking, wildlife and culture, meet other travelers and get good and bad advice, whilst trying to avoid getting sick or missing your plane. We cover financial consequences of your personal liability during your private life .

Family Cover

If an airline or other travel provider has delayed your bags for more than 12 hours, we’ll provide up to £200 for any essential personal belongings you need to buy. Anyone aged 55 or under who wants an extended holiday – because we all need a break sometimes. We will also pay indemnification in the event of death as a result of an accident during your trip.


There are opportunities to scale Ayers Rock, explore the Great Barrier Reef or catch the waves on Bondi Beach. Maybe you’re thinking of backpacking around South East Asia, immersing yourself in the sights and sounds of different cultures, visiting temples, partying on the beaches and enjoying elephant rides in the jungle. Just make sure you’ve got the right protection in place when you do it, so you’re prepared if things go a little off plan. Coronavirus (COVID-19) Find out what coronavirus (COVID-19) cover comes with our policies including what is covered by our New COVID-19 Traffic Light Cover Add on. Click here for more information and to check out our Frequently Asked Questions.